Independent finance broker · 50+ lenders

    Business funding for the moments that matter

    One application. The whole market. Fund your next opportunity, cover a gap or grow, with finance from £10k to £10m and a real broker who finds the funder most likely to say yes.

    See what you can get

    Checking won't affect your credit score

    UK business owner at a commercial construction site
    Same-day funding
    24 hr decisionon most cases
    £10k to £10m
    Funding range
    50+
    UK lenders compared
    24 hrs
    Typical first decision
    Apply now

    One application, compared across 50+ UK funders

    High-street banks
    Challenger lenders
    Asset funders
    Invoice financiers
    Specialist & bridging
    Online · 24/7
    Meet Flo

    Your AI assistant, fluent in UK business finance

    Not sure which product fits? Ask Flo. She'll talk you through loan types, indicative rates, eligibility and timelines in plain English. No forms, no pressure, available 24/7.

    Instant answers, 24/7
    No obligation, no signup
    Plain English, no jargon

    Why Funding Flow

    Built for business owners who need a straight answer

    We're a specialist commercial finance broker. No hard sells, no pushy follow-ups. We listen, understand your business and find the right funding, fast.

    Decisions in as little as 24 hours
    No obligation quote in 60 seconds
    Dedicated funding specialist on every case
    60-second application process

    £10k to £10m funding

    Whether it's cash flow, new equipment or funding growth, we'll find the right facility.

    Simple Process

    How Funding Flow works

    01

    Day 0

    Tell us what you need

    Complete our 60-second enquiry form with basic details about your business and funding requirements.

    02

    Same day

    We find the right match

    Your specialist compares options across our panel of lenders to find the best fit for your business.

    03

    24 to 48 hours

    Track your application

    Stay updated with regular progress reports from your dedicated specialist. We keep you informed at every stage.

    04

    From 24 hours

    Get funded

    Once approved, funds can be in your account within 24 hours. Simple.

    What happens next

    After you submit your enquiry

    1. 1

      Confirmation within minutes

      You receive an email confirming we have your enquiry, with the name and direct contact details of your dedicated specialist.

    2. 2

      Discovery call, same working day

      A short call to understand the use of funds, trading position and timeline. No credit checks, no commitment.

    3. 3

      Lender shortlist within 24 hours

      We package your case and present the strongest options from our panel, with indicative terms before any application is submitted.

    4. 4

      Application and decision

      Once you choose an option, we manage the submission, underwriter questions and documentation through to formal offer.

    5. 5

      Funds released

      On acceptance, funds are typically released within 24 hours for unsecured facilities. Secured and property-backed facilities follow standard legal completion.

    Real-world Scenarios

    How UK businesses actually use our funding

    Real situations we fund every week. Pick the one closest to yours and we will quote against it.

    No obligation quote in 60 seconds

    Funding Calculator

    How much could you borrow?

    How much could you borrow?

    Get an instant indication of your funding options

    How much do you need?

    What type of funding?

    Independent commercial finance broker. No obligation quote in 60 seconds.

    Why Funding Flow

    A straight answer, not a sales pitch

    We are an independent commercial finance broker, not a lender. Tell us what the money is for and we compare the market to find the funder most likely to say yes.

    • One application compared across 50+ UK lenders
    • A dedicated broker on your case from first call to funds
    • No obligation, and an enquiry won't affect your credit score
    • Decisions in as little as 24 hours
    See what you can get

    Not sure which product is right?

    Ask Flo, our AI finance assistant, to guide you through your options.

    Ask Flo

    See what you can get in 60 seconds

    One application, 50+ lenders compared, a straight answer. No obligation, no signup.

    No obligation, and checking won't affect your credit score