Can a beauty salon get a merchant cash advance?

Yes, salons are ideal MCA candidates because most payments are made by card. You can receive a lump sum and repay automatically through your card terminal.

How much can a salon typically borrow?

From £5,000 to £500,000 depending on your turnover and trading history. Most salons we work with borrow between £10,000 and £75,000.

Can I finance a full salon refurbishment?

Absolutely. Business loans are commonly used for salon fit-outs and refurbishments. Decisions can be made within 24 hours for amounts up to £250,000.

Do I need to have been trading for a minimum period?

Most lenders require 6 months of trading history and 3 months of card terminal data for MCA. For business loans, 12 months is typical.

Business Finance for Beauty & Wellness

Most popular finance for beauty & wellness

Merchant Cash Advance

Repay as a percentage of daily card sales. Ideal for salons and spas where most clients pay by card, quiet days mean smaller repayments.

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Working Capital Loans

Fund marketing campaigns, product stock, and operational costs. Flexible repayment terms from 3-24 months.

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Business Loans

Finance salon refurbishments, new treatment rooms, and equipment upgrades. Unsecured options available with fast approvals.

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Common Use Cases

What beauty & wellness businesses use finance for

Refurbishing or rebranding your salon

Purchasing new treatment equipment

Stocking premium product lines

Funding marketing and social media campaigns

Opening a second location

FAQ

Business Finance for Beauty & Wellness

Most popular finance for beauty & wellness

Merchant Cash Advance

Working Capital Loans

Business Loans

What beauty & wellness businesses use finance for

Ready to explore your options?

Frequently asked questions, beauty & wellness

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