Can I use invoice finance with retention clauses?

Yes. Most construction-specialist lenders understand retention and will advance against the non-retained portion of your invoices. Some will also finance retention releases.

Is asset finance available for second-hand equipment?

Yes. We arrange finance on both new and used plant, machinery, and vehicles. Lenders will assess the asset value and remaining useful life.

How quickly can I access funding for a new contract?

Invoice finance facilities can be set up within 5-7 working days. For urgent working capital, unsecured loans can be approved in 24-48 hours.

Do I need to have been trading for a minimum period?

Most lenders require 6-12 months of trading history. However, we work with specialist providers who consider newer construction businesses with strong contracts in place.